Is your present housing inadequate? 


Do you want a simple, decent home?

Habitat for Humanity of Greater Waterbury may be the answer!

Lack of adequate housing may include: problems with the present structure, water, electrical, sewage system, heating or failure to meet city property maintenance standards.


Also considered are the number, ages and gender of children as compared to the number of bedrooms.

What percentage of your monthly income do you currently spend on housing?

You will need to openly and fully discuss your financial situation with a Habitat interviewer.

You must currently live in the Greater Waterbury area and have lived here for at least one year.

Greater Waterbury includes:

  • Beacon Falls 

  • Middlebury 

  • Naugatuck 

  • Oakville 

  • Oxford 

  • Prospect 

  • Southbury 

  • Waterbury 

  • Watertown 

  • Wolcott

  • Woodbury

Ability to Pay

Since you will actually be buying your home from Habitat for Humanity, we need to assess your ability to pay the monthly loan payments. The payments will include not only the mortgage, but also the real estate taxes and insurance for the home (there is no interest on a loan for a Habitat home).

We will help you determine if these payments will keep you from being able to meet your family’s other monthly expenses.

Willingness to Participate as a partner with Habitat

Families selected for Habitat for Humanity become “Partner Families.” Habitat for Humanity works by using people’s time and efforts to help them build a home. This requires volunteer work with other Habitat workers, which will count toward your total “sweat equity” contribution and must be completed before you become a homeowner. Partner families need to complete a minimum of 250 hours of sweat equity and attend 50 hours of Financial Literacy and homebuyer education to prepare them to become successful homeowners,

Just as others will help them get a home, Partner Families may be asked to do the same for others. Their assistance may include helping with clearing a lot, construction, painting, providing food for volunteers, or working in the Habitat office.

Once they move in, they will be responsible for the maintenance and repairs of their home. The Family Support Committee will provide financial counseling and household maintenance education to help them to become successful homeowners.

We are not currently accepting applications.

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Home Ownership

A Brush with Kindness (abwk)


A Brush With Kindness  is an exterior home preservation program that offers painting, landscaping and minor repair services to eligible homeowners so they can continue to live in safe, decent homes for years to come. Projects include painting, landscaping, weatherization and minor repair services.


If you would like to learn more about the criteria or verify your eligibility for this great program, please refer to the linked documents below.

Family Selection Criteria & Procedure


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A Brush with kindness