I can't help build a house. Is there some other way of helping?
Do you want a simple, decent home?
Habitat for Humanity of Greater Waterbury may be the answer!
Is your present housing inadequate?
Are you unable to get decent housing through other conventional means?
Lack of adequate housing may include: problems with the present structure, water, electrical, sewage system, heating or failure to meet city property maintenance standards. Also considered are the number, ages and gender of children as compared to the number of bedrooms.
What percentage of your monthly income do you currently spend on housing?
You will need to openly and fully discuss your financial situation with a Habitat interviewer.
You must currently live in the Greater Waterbury area and have lived here for at least one year.
Greater Waterbury includes: Beacon Falls, Middlebury, Naugatuck, Oakville, Oxford, Prospect, Southbury, Waterbury, Watertown, Wolcott, and
Woodbury.
Ability to Pay
Mortgage + Taxes + Insurance
Since you will actually be buying your home from Habitat for Humanity, we need to assess your ability to pay the monthly loand payments. The payments will include not only the mortgage, but also the real estate taxes and insurance for the home (there is no interest on a loan for a Habitat home).
We will help you determine if these payments will keep you from being able to meet your family's other monthly expenses. You will be considerede if your income is within the following guidelines:
| Family Size : | Minimum income per year: | Maximum income per year: |
| Three | $25,908 | $38,732 |
| Four | $28,058 | $42,282 |
| Five | $30,208 | $45,832 |
| Six | $32,358 | $49,382 |
Willingness to Participate
as a partner with Habitat
Families selected for Habitat for Humanity become "Partner Families." Habitat for Humanity works by using people's time and efforts to help them build a home. This requires volunteer work with other Habitat workers, which will count toward your total " sweat equity" contribution and must be completed before you become a homeowner. Partner families need to complete a minimum of 200 hours of sweat equity.
Just as others will help you get a home,you may be asked to do the same for others. Your assistance may include helping with clearing a lot, construction, painting, providing food for volunteers, or working in the Habitat office.
Once you move in, you will be responsible for the mintenance and repairs of your home. The Family Support Committee will provide financial counseling and household maintenance education to help you become a successful homeowner.
Application for Future Homeowners
Click here to download the latest version of Adobe Reader.
Download and complete the following application and mail to:
Habitat for Humanity of Greater Waterbury
P.O. Box 1881
Waterbury, CT 06722-1881
Any questions you have for filling out the application, please call: 203-596-0014
Habitat for Humanity of Greater Waterbury
P.O. Box 1881
Waterbury, CT 06722-1881
Phone: 203-596-0014
501(c)(3) Not for Profit Corporation
Towns associated with Habitat for Humanity of Greater Waterbury:
Beacon Falls, Middlebury, Naugatuck, Oakville, Oxford, Prospect, Southbury, Waterbury, Watertown, Wolcott, and Woodbury
Questions/Comments webmaster@waterburyhabitat.org